Planning a Jewelry Budget: How Much Should You Spend?

Planning Your Jewelry Budget: Honest Recommendations

How much should you spend on jewelry? There's no one-size-fits-all answer – but there are reasonable guidelines for different occasions and life situations. We'll help you plan your jewelry budget.

Engagement Ring: The Classic Rule of Thumb

The much-cited "two-month salary" rule comes from a 1930s diamond marketing campaign – it's not a universal law. A more sensible approach is: What can you afford without risking financial problems? Between €500 and €3,000 is a realistic range for most couples.

Wedding Rings: Per Person

• Budget: €300–€600 – simple 14K gold bands
• Mid-range: €600–€1,500 – with diamonds or 18K gold
• Premium: €1,500–€5,000 – platinum, pavé setting, special designs

Everyday Jewelry

• 925 Sterling Silver necklace: €50–€150 – sufficient for daily wear
• 14K Gold necklace: €200–€600 – the standard segment
• 14K Gold ring: €150–€500 – good everyday quality

Gifts by Occasion

• Birthday (Acquaintance): €30–€80
• Birthday (Girlfriend/Partner): €80–€300
• Anniversary/Wedding: €150–€1,000
• Major Milestone Anniversary (25, 50 years): No sensible upper limit

The Golden Rule

Buy as much quality as your budget allows – but don't buy quality on credit. A simple, genuine 14K gold piece is worth more than an impressive piece bought on loan.

At corelunejewellery.de you'll find quality jewelry for every budget – transparent, with no hidden costs.